Driven Crazy

There have been a bunch of fraud charges on my account.
I've had to get new bank cards. I am using a new pin. 

Anyway, so many fraud charges that they took money
FROM MY SAVINGS ACCOUNT
TO COVER SOME THINGS THAT WERE SUPPOSED TO BE COVERED. 
If not for the fraud charges.
Now I owe money and can't pay them
because of the fraud crap. 

Once,  I needed to get a new card
AND MY PHOTO ID WAS EXPIRED...

SO THEY WOULDN'T GIVE ME A NEW CARD
UNTIL I GOT MY ID RENEWED...

A photo ID card that I have to pay to replace.
So I was saying: "How can I even get that replaced?
You guys won't let me access my money to do that."

So I GAVE THEM ENOUGH INFORMATION
FOR THEM TO GIVE ME THE $30

So can't give me a new card, BECAUSE I MIGHT NOT BE ME.
BUT I GOT THEM TO GIVE ME $30.

PLUS, IT TOOK 3 WEEKS TO GET MY PHOTO ID.

3 weeks I couldn't access my account...
For laundry, anything.

And now... Completely screwed this month.
I had fraud charges twice. 
The last time, I got them to refund it.
Now fraud reported, again, new card...
So now, will that BS happen again?

WAS EASY FOR STRANGERS TO ACCESS MY ACCOUNT...
It got so bad that they kept doing it until I had NO money left.
It wouldn't even go through, once.

Imagine draining someone until you literally can't?
That's BS that I barely even have enough as it is...
Then I get hit with that crap? More than once?

You'd THINK getting a new card would stop that.
It didn't. Because they transferred my old card to my new card.
So I had to get ANOTHER CARD.

I told them to keep the credit card part of my card OFF.
So I can get a prepaid card and use that.

Something like that happened to my cousin. 
The person used her card for deliveries.
So they caught the person because they were able to track that.

But BANKS should have 3 point identification for charges even.
SINCE I COULDN'T ACCESS MY OWN ACCOUNT
BECAUSE I DIDN'T MEET THEIR CRITERIA.

That way, only YOU get to do charges on your own account.
Because getting a new card every other week IS BS...!!!

Not even getting the new card.
BEING GOUGED TF OUT OF MONEY.
YOU NEED TO COVER YOUR BILLS ETC.

At least I was able to pay my rent and insurance. 

BUT BECAUSE I HAD SO MANY FRAUD CHARGES...
My chequing account didn't have enough to cover what usually comes out. 
SO THEY TOOK IT OUT OF MY SAVINGS ACCOUNT
AND DIDN'T TELL ME...

SO I TRIED PAYING A BILL I NEEDED TO PAY...
And I couldn't because I don't have that money saved up.
BECAUSE THEY TOOK IT TO COVER BUT SAID NOTHING.

So this month... I don't even know.
FIRST WEEK IN... Nice, eh?

I'll tell you something. It might seem racist, but it's not intended.

Canada's immigration is Fkd. With a capital F.
I'm not saying I'm against immigration... 
My great-grandfather came to Canada from England.

What I have an issue with is this:
A huge chunk of people coming into Canada
HAVE NOT BEEN PROPERLY VETTED.

So we have all kinds of people coming to Canada
on STUDENT VISAS...

From where? EVEN COUNTRIES KNOWN FOR FRAUD?

I'm not saying that everyone who comes here is a fraudster.
I'm just saying that anyone who has any kind of charges
RELATED TO FRAUD AND OTHER SERIOUS STUFF
SHOULD NOT BE ALLOWED TO COME HERE.

That's the best way to say it without making it seem
like it's about race when it isn't. 
Just certain countries that ARE KNOWN FOR FRAUD...
Maybe do a better job at vetting who gets to come here.

The banks won't even do a 3 point verification
on any transactions from my account. 

BUT TRYING TO GET A NEW CARD, 
THAT'S ANOTHER STORY?

It's like: We can't give you a new card BECAUSE OF FRAUD
BUT WE'LL KEEP LETTING THEM TAKE FROM YOUR ACCOUNT...

I'll have to get through this. Like I did, that time.
At least my rent is paid...

Nothing much to worry about except for a few things...
That one major bill, laundry, and food. 

I did a haul for food at the beginning of the month. 
When I had at least enough money for that...

That will last me a bit, if I stretch it - which I have to do, anyway.

Just could have at least told me they did that, y'know?
In case I needed to pay a bill?

Just would have been nice if they told me...
At the very least?

Well, can't take any fraud-related ANYTHING out.
BECAUSE THEY FOOKED ME SO HARD
I DON'T HAVE ANYTHING LEFT TO TAKE, LITERALLY.

But how much has bank fraud RISEN? Within the last 9 years?
And ask yourself if it has ANYTHING TO DO WITH
LETTING CERTAIN PEOPLE IN, WHO DO THAT.

It's like letting bank 'robbers' into the country
and then wonder why sh*t gets to this point.

I'm at the point I'm thinking of going to another bank. 
Just bothers me... SINCE SO MANY PEOPLE OWE ME MONEY...
I should be able to cover MYSELF. 
If I was paid every cent of what is owed to me, 
I'd have been able to be solid. 

My plan was to save enough to be solid enough
TO CLOSE THAT ACCOUNT COMPLETELY
AND JUST GO BANK WITH SOMEONE ELSE.

Because the money in my savings account...
THEY TOOK THAT TO COVER...
THAT'S NOT WHAT IT WAS INTENDED FOR.

EVEN IF THEY DID FOR THOSE REASONS
AT LEAST FKN TELL ME FFS.

Sucks to find out THAT happened while trying to pay a bill
THAT NOW YOU CAN'T PAY BECAUSE OF ALL THE BS.

If they didn't let all those BS charges come out
THAT I HAD NOTHING TO DO WITH...
THEY OWE ME LIKE $500 FFS.

Probably could have covered that bill?

So I've got to figure out something.